Myos builds the first product-backed e-commerce financing model globally. Our AI-driven scoring leverages the depth and breadth of data that became available with the rise of e-commerce platforms, allowing us to evaluate credit risk based on the sales potential of trading products. Taking goods as collateral we can serve the long tail of nearly 99% of merchants, who severely struggle to raise working capital facilities from lenders relying on traditional trust-based credit models.
Myos
